To all our shareholders, thank you for your continued support.

The Company’s subsidiary, Kiraboshi Bank, Ltd., celebrated its 5th anniversary since the merger. I would like to take this opportunity to express our sincere appreciation to all of our stakeholders for their warm support.

The business environment surrounding the Group is changing significantly due to various domestic and global factors including heightening geopolitical uncertainty, a surge of natural resource and raw material prices, and monetary policy changes.
In this context, we have set forth the concept of a “comprehensive service business that is also strong in finance” as the Group’s vision for the future to realize transformation into a sustainable business model. By fully leveraging the collective strength of all 21 companies of the Group, we are working earnestly to address the diverse issues of our customers and the community.

In fiscal year 2022, the second and a key year of the Medium-Term Business Plan, we promoted main bank relationship building and provided specialized financing and consulting functions in such areas as business succession and M&As. In terms of business performance, we reported profits that substantially exceeded the levels of the previous fiscal year.

In fiscal year 2023, the final fiscal year of the Medium-Term Business Plan, we will diligently approach the diverse challenges and needs of our corporate and individual customers as we seek to bring the services we provide to a higher level and aim for further enhancement of our corporate value by proactively engaging in digital-related business and other initiatives.

In May 2023, the Group launched its brand slogan "Giving our all, for TOKYO." and declared its determination to be fully committed to the challenges facing our customers and the communities, beyond the realm of financial common sense.

The Group will continue its efforts in creating new value with our customers through our comprehensive financial services and remains committed to working for the development of local communities and economies. On behalf of the Group, I ask for your continued support and encouragement.